Liability coverage protects you if someone is hurt while using your product or service or is injured while on your property. Liability insurance protects your business from financial loss resulting from injuries, deaths, or property damage that is caused by your products, business operations, or employees. This is an important coverage, and you should carry enough liability insurance to protect your assets.
Other Kinds of Commercial Liability Coverage
This is a short list of other coverages you may wish to review with your agent when discussing your current insurance program:
- Professional Liability
- Error and Omissions Insurance
- Medical Malpractice
- Identity Theft
- Cyber Liability, and
- Umbrella Liability