Uniform Commercial Code (UCC)
IMPORTANT INFORMATION REGARDING STATE GOVERNMENT CLOSURE
In observance of Martin Luther King, Jr. day all Secretary of State offices will close Monday January 20, 2020.
New Uniform Commercial Code (UCC) Forms were effective July 1, 2013. Beginning on August 1, 2013, only the new forms will be accepted for filing and the filing office will refuse to accept all other forms.
Notice: Starting on October 21, 2013, the Secretary of State's office will offer a new online UCC Search and Filing Service and new UCC Administrative Rules will be effective. One of the changes is that "noise words" (meaning the words and abbreviations at the end of a name that indicate the existence or nature of an organization) will no longer be disregarded in a search. Additionally, a new online filing feature will allow filers to upload documents when filing UCCs online. If you would like to view or print the new rules, please click the link above.
Uniform Commercial Code (UCC) liens cover personal property used as collateral by a 'debtor' to secure a loan. (The same way that a mortgage secures the loan on real property.) Maine UCC law is found in Title 11 Section 9A .
The UCC lien filed with the Secretary of State acts as a public notice by the 'creditor' of the creditor's interest in the property.
Liens on fixtures, timber to be cut, or extracted minerals, use UCC forms but are filed at the appropriate County Registry of Deeds.