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Milton Jordan & Cara Rogers v. Farm Family Casualty Insurance Company

Held September 4, 2013– Docket No. INS-13-2081
Decision Issued:  September 4, 2013

The named insured requested a hearing to contest the cancellation of a homeowners policy for nonpayment of premium.  The company demonstrated that the premium was not paid when due and that all statutory notice requirements were met.

Held: For the company. Maine law under 24-A M.R.S.A. § 3049(1) allows an insurer to cancel a policy if an insured fails to make a premium payment when due. The company demonstrated that the named insured was notified of the payment due prior to the due date, and no payment was received. The cancellation notice was in compliance with the Maine Property Insurance Cancellation Control Act; therefore, the cancellation action is permitted.

Last Updated: April 15, 2014