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Instructions for Individual Rate Calculator:


The Bureau of Insurance has created a 2015 calculator to make it easy for you to see the estimated rate for each of the individual plans available to you and your family members (both on and off the Marketplace), based on your age, county and smoking status.

How to Use the Bureau’s Individual Health Plan Calculator:

Use the + and – buttons at the top of the table to reduce or enlarge the table and text.

  • Enter:  the number of family members who need insurance and their county of residence
  • Enter: the age and smoking status of each family member in the grid that appears.
  • Click: the "Calculate Rates" button. 
    • The estimated premium cost associated with each plan available to you will be calculated in yellow at the bottom of each column

If you need assistance with the table, contact Sandra Darby at  or at 207-624-8428 (TTY call Maine Relay 711)


NOTE:  These rates do NOT reflect any subsidies. Subsidies are only available through the Marketplace at  (The Kaiser Family Foundation has created a subsidy calculator, which can help you determine whether or not you qualify for a subsidy.  The Bureau of Insurance is not affiliated with The Kaiser Foundation.)

See other Important Notes below

For a PDF of this page to print out, click here.

Important Notes:

  • Not all Anthem and Aetna plans are available in every county. If a plan is not available in your county the Monthly Rate will show a "N/A" when you hit the “Click Here to Estimate Rates” button.
  • Catastrophic Plans are only available for people aged 30 and under, or for people who qualify for a "hardship exemption.”  For more information on "hardship exemptions" please go to (change the link to the following:
  • The family deductible is twice the amount of the individual deductible and the out of pocket (OOP) maximum for a family is twice the OOP of an individual, capped at $13,200 per family, for the year 2015.

Refer to our glossary of terms for assistance with definitions used in the plan and rate tables.


Last Updated: December 23, 2014