Fiscal Year 2026 Flood Mitigation Assistance (FMA)
General information
FMA is a national competition grant program available to State Agencies, Local Government, Federally Recognized Tribes, and Territories to eliminate the risk of repetitive flood damage to buildings and structures insured under the National Flood Insurance Program (NFIP), and within NFIP-participating communities
Letter of Intent *NEW* Letter of Intent to apply must be submitted and Eligibility Checks must be completed by: 5:00pm, November 13, 2026 • No eligibility checks will be completed after November 13th, 2026, for those interested in applying for FMA FY26. • Letter of Intent (LOI) has been attached to this email for interested subapplicants to complete. LOIs must be submitted to hmagrants@maine.gov in order to start FEMAGO application • Letters of Intent and eligibility checks must be completed prior to starting the application in FEMAGO. Subapplications started in FEMAGO without completing these steps will not be submitted. Funding Allocations: Capability and Capacity Building Activities: $20 million dollars Localized Flood Risk Reduction Projects: $260 million dollars Individualized Flood Mitigation Projects: $120 million dollars Cost Share Information: Funding cannot be used as matching funds for another federal award. The non-federal cost share may consist of cash; donated or third-party, in-kind services; materials; or any combination thereof. Cash and third-party, in-kind matches must consist of eligible costs (i.e., same eligibility as the federal share). Subapplicants cannot apply other federal award funds toward the non-federal cost share unless the other federal statutory authority allows the funds to be used to meet cost share requirements. Project Eligibility: -Mitigation Plans -Localized Flood Risk Reduction Project Scoping -Localized Flood Risk Reduction Projects that address community flood risk for reducing NFIP flood claim payments. -Individual Flood Mitigation Measures that mitigate the risk of flooding to individual NFIP-insured structures.
Funding details
Funding application timeline
Grant eligibility
Cities, Communities, Counties, Local governments, Townships, Special district governments , Tribal Nations, and State Agencies
1) All eligible subapplicants are required to participate in and adopt a FEMA-approved Local Hazard Mitigation Plan and/or Tribal Mitigation Plan. This includes special districts. 2) All eligible subapplicants must participate in NFIP and not be withdrawn, on probation, or suspended. NFIP community status can be verified via the Community Status Book. 3) Structures eligible for Individual Flood Mitigation Projects must have an NFIP policy (including a Group Flood Insurance Policy) in effect prior to the opening of the application period and the policy must be maintained throughout the life of the structure. 4) Localized Flood Risk Reduction projects must be in an NFIP participating community and demonstrate reduction to the NFIP by benefitting specific NFIP-insured structures.